An all-in-one mobile payment solution has been released for the iPhone 4. The solution combines Intuit’s GoPayment app and merchant account and mophie’s credit card reader.

With GoPayment and the mophie credit card reader, payments are processed after a business owner swipes a credit card through the form-fitting mophie card reader. To get up and running quickly, there’s a merchant account that purportedly lets business owners start processing credit cards in as few as 15 minutes. GoPayment also provides 24 x 7 live customer support for help if needed.

GoPayment’s features let merchants create and sell from a list of frequently sold items, apply sales tax, and send customized receipts via text and e-mail with a map of where the transaction occurred. GoPayment is also compatible with QuickBooks — both Mac and PC versions.

The solution protects customer data throughout the payment process. Credit card data is never stored on the phone. In addition, card data is double encrypted; once via the mophie marketplace card reader and a second time via the GoPayment app.

GoPayment and the mophie credit card reader are now available for the iPhone 4 for US$179.95 on,, and . The mophie card reader works exclusively with the GoPayment App, which is available for free from Apple App Store.

GoPayment, including the Intuit merchant account, offers pricing at $12.95 a month, a 30-cent per transaction fees and the following discount rates: 1.7% for card swiped; 2.7% for key entered; and 3.7% for non-qualified transactions, such as corporate cards. There are no long-term contracts, cancellation, gateway or set-up fees, and one account can enable up to 50 users.