Luster (, a provider of credit repair
solutions, has launched of its downloadable credit repair software
that provides consumers with tools for disputing inaccuracies and
unverifiable information on credit reports, to improve credit scores.

It’s a comprehensive and educational product offering consumers the
resources to contact credit bureaus and creditors on their own,
without the need or expense of credit repair agencies or lawyers,
says Luster co-founder Colin McGrady. Luster provides credit file
management and an application that allows users to successfully
improve their credit score independently versus hiring a costly
attorney, he adds.

Once the software is downloaded on the user’s computer, Luster
provides solutions for each step and possible scenario of the credit
dispute process, allowing for customized communications in disputing
inaccuracies and unverifiable information on credit reports. It
retails for US$49.99 and is available for Mac and Windows systems.

The one-time fee includes two user log-ins, a credit repair manual,
access to more than 30 professionally drafted dispute letters, and
tracking and recording of all letters and correspondence for the
three major credit bureaus. A free 30-day trial is available with
limited access to all of Luster’s features.